In today’s fast-paced world, where there isn’t enough time to go out shopping, shopping online has become a more convenient way to buy the products you need. It’s not only convenient to shop online but the wide availability of discounts and cash back benefits on the various products is a plus. In addition to this, you have the benefit of choosing your mode of payment from cash, debit card or credit card.You can choose to use a credit card or a debit card for online banking, however, the difference is what happens after you make the transaction. Your debit card is directly linked to your bank account, so when you make a purchase, the amount is directly deducted from your account. Is this a safe option for you? Not necessarily. This does not mean that online transaction is not safe, it is, but anything can go wrong and with a debit card you stand to lose a lot more in the event of fraud.

So if you were wondering if you should use your credit card or debit card for online shopping, we suggest you use your credit card. It’s safer, convenient and reliable and here are a few points to elaborate this fact.

With these points, it becomes clear that using your credit card for online purchases is a better idea. Not only do they offer additional protections but also offers you the advantages of buying now and paying later. So if you do not have a credit card and are still shopping online with your debit card it’s time you stopped. Apply for credit card online and enjoy the security and financial discounts it has to offer.